own it now, pay later
Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

Nothing to pay today

We pay the store, you get the goods or the store sends the goods.

Interest free with Zip Pay

We pay the store, you get the goods or the store sends the goods.

Flexible repayments

We pay the store, you get the goods or the store sends the goods.

Reusable account

We pay the store, you get the goods or the store sends the goods.

Whatever you want from Barkers Discount Furniture Stores, there’s a Zip for that.
Two great ways to help you own it.

Your everyday spending account

Up to $1,000

Account limits

Up to $1,000

Interest

Interest free, always

Establishment Fee

$0

Minimum repayments

From $40/month

Monthly account fees

$6/month (waived if you have no balance)

Apply for Zip Pay

Your everyday spending account

Up to $1,000

Account limits

From $1,000

Interest free period

Minimum three months interest free. 

Establishment Fee

A one-off establishment fee may apply. 

See here for details.

Minimum repayments

From $40/month or 3% of the outstanding balance 
(whichever is greater)

Monthly account fees

$6/month
(waived if you have no balance)

Apply for Zip Money

How to use Zip at Barkers Discount Furniture Stores

 

Want it.

Choose the items you love.

Get it.

Select Zip at the checkout.

Own it.

Set your repayments and enjoy your purchase.

Zip FAQs

Visit Help Centre

All you need is:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident.
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money.

How to use Zip:

  • Choose the account that’s right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Fees & interest:

  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
  • Any balance outstanding at expiry of interest free period for the purchase will be charged interest at the standard annual percentage rate, currently 19.9%
  • The $6 monthly account fee is waived if you pay your balance by the due date.
  • If there’s nothing owing on your account, there’s nothing to pay and no fees.